The Hungarian National Bank introduced a new regulation. As a result Erste Bank Hungary established firstly its own mortgage bank to be an important member of the financing market in the future. Erste Mortgage Bank got the necessary licences for the initation of the operation from the Hungarian National Bank on the 30st of July, 2016. The newest member of the Erste Group has chosen Ramasoft and the Creditron software. Erste Bank Hungary has been using the Creditron Basel reporting system since 2004. We implemented it for Erste Investment Hungary Ltd. in 2007, too. We are near the end of the project, the system goes live these days.